Whether you're buying or refinancing, the right mortgage for your situation.
I shop your mortgage with lenders such as
My promise
Options you understand. Decisions you own.
You don't shop for a mortgage every day. My job is to translate the jargon, compare the scenarios honestly — A, B and private lenders — and let you decide with full information. Never the other way around.
- ✓25+ lenders compared — banks, credit unions, B and private lenders
- ✓No cost to you as a borrower on standard residential files
- ✓Service in French, English and Italian
- ✓Available evenings and weekends
- ✓One point of contact, from the first call through notary day
What I can do for you
Solutions built around your situation.
First-Time Buyers
Buying your first home is exciting and complex. I simplify every step — FHSA, RRSP Home Buyers' Plan, welcome tax, CMHC insurance — from pre-qualification to the keys in your hand.
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Mortgage Renewal
Your bank's renewal letter is a starting offer, not an obligation. I compare it against 25+ lenders so you sign with full information — not out of habit.
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Refinancing
Access your home equity, restructure your payments, or fund what matters most. Used wisely, refinancing is a powerful financial tool.
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Alternative Lending
Self-employed, non-traditional income, credit being rebuilt, or a stress test that's too tight? B and private lenders offer more flexible criteria — often on shorter terms while your file strengthens.
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Rental & Investment
Buying a plex is also starting a small business. Target return, down payment based on unit count and owner-occupancy: we run the numbers together before you offer.
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Pre-Approval
Know your budget before you fall in love with a property. A solid pre-approval makes your offer credible from the start and can hold a rate while you shop.
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Neighbourhood knowledge
From century-old greystones to brand-new builds.
A century-old triplex with an iron staircase doesn't finance like a brand-new townhouse — different lenders, different appraisals, different down-payment strategies. I work both ends of this market every week, so you get advice grounded in the kind of property you're actually shopping for.
- ✓Owner-occupied duplex & triplex financing — the classic first move into income property
- ✓New construction: builder timelines, progress draws, rate holds that last
- ✓Welcome tax, inspection quirks and realities that change with the building type
How it works
A clear process, in four steps.
Free consultation
We talk through your situation, goals and timeline — zero obligation, zero pressure, no credit pull.
File analysis
I review your documents and search across 25+ lenders for the options that fit your profile.
Clear options
I present curated options, explained without jargon, and help you choose with confidence.
Keys in hand
I manage the paperwork, coordinate with all parties, and stay by your side through notary day — and beyond.
Calculator
What would your payment look like?
Play with the numbers. When you're ready, we'll review together the options that fit your file — the posted rate is rarely the whole story.
Estimated monthly payment
or $1,397 accelerated bi-weekly
Estimate only, for illustration — not a rate offer. Semi-annual compounding per Canadian convention. Certaines conditions peuvent s'appliquer. Sujet à changement sans préavis.
What clients say
Files brought to the finish line — in clients' own words.
Exceptional service, very knowledgeable and always goes the extra mile for his clients. I would highly recommend.
Great customer service and attention to detail. Always available for his clients.
Very Knowledgeable and provided great and personable service. Never felt like just another number . Highly recommend to anyone shopping for a mortgage.
- Phone
- (514) 609-4448
- Practice areas
- Residential mortgages · Commercial mortgages · Rental / investment · Alternative lending
- Languages
- Français · English · Italiano
About
Meet your broker.
“My work doesn't start with a lender's product. It starts with your situation — and it isn't done until you can decide with confidence.”
Giancarlo Del Re-Taciani is a mortgage broker licensed by the Autorité des marchés financiers (AMF), practising with Multi-Prêts Hypothèques and serving clients across Québec. Whether you're buying your first home, refinancing or investing, he walks you through every step, helping you understand your options and make decisions you're sure of.
His core files: residential mortgages, commercial mortgages, income properties from duplexes to multi-unit buildings (with the return and down-payment math done before you offer), and alternative lending for self-employed borrowers, non-traditional income or credit that's being rebuilt. Because he works with A lenders, B lenders and private options, he isn't limited to one institution's products, and he serves you in the language you're most comfortable in: français, English, o italiano.
From the blog
Advice worth reading.
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Choose your starting point.
Quick first call
Just want to talk first? Call me for a free 30-minute chat with no commitment. We'll assess your situation together.
Call nowAnswer a few quick questions
Ready to move faster? Tell me your goal and timeline below — I'll call you back with a clear plan, no documents required.
Answer a few questions →Serving clients across Québec — most of the process can be handled securely online.
Screening questions
A few questions. Then let's talk.
No documents, no credit check, no obligation. I'll call you back within 2 business hours.
What brings you here?
FAQ
The questions I hear most often.
For standard residential files: nothing. The lender pays my compensation when your mortgage closes. For some private lending files a fee may apply — always disclosed upfront, in writing.
No. I pull your credit once and use that single report with every lender. When you shop bank by bank yourself, each one pulls your file separately.
Yes. Alternative lenders accept stated income, capital gains, rental income and shorter self-employment history. Rates are typically higher than A-lenders, with shorter terms, so you can refinance as your file strengthens.
If you live in one unit: 5% for a duplex, 10% for a 3–4 unit building. Pure investment properties need 20%. I'll help you structure the down payment and run the cash-flow numbers before you offer.
About 120 days out — that's how long a rate hold typically lasts. Your bank's renewal letter is a starting offer; comparing it against other lenders costs you nothing.
5% for properties under $500,000; 5% on the first $500,000 and 10% on the remainder up to $999,999; 20% from $1 million. Certain conditions apply — I'll confirm what applies to your situation.